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Although some sites advertise that they allow you to get your credit report for free, the only legitimate sites for doing so are AnnualCreditReport.com, as well as Experian, TransUnion, and Equifax’s websites.
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Credit Reports. Credit reports contain information about your bill payment history, loans, current debt, and other financial information. They show where you work and live and whether you've been sued, arrested, or filed for bankruptcy.
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If you need to boost your credit score, it won’t happen overnight. Credit scores take into account years of past behavior you can find on your credit report, and not just your present actions ...